Beware of sequence-of-returns risk, the silent factor that can derail your early retirement plans if you don’t understand how timing impacts your savings.
Sequence‑of‑Returns Risk: The Silent Reason Early Retirement Fails
Browsing Tag
Retirement Planning
85 posts
Combining Stocks, Bonds, and Gold in Your Retirement Portfolio
Uncover how blending stocks, bonds, and gold can optimize your retirement strategy and protect your future investments.
Working in Retirement: Pros, Cons, and Financial Impacts
Thinking about working in retirement? Discover the benefits, challenges, and financial impacts to help you decide if it’s right for you.
How to Consolidate Multiple IRAs (and Should You?)
Just considering consolidating multiple IRAs? Discover key insights to help you decide if it’s the right move for your retirement goals.
The 60‑Day Rollover Rule: The Countdown That Can Trigger a Surprise Tax Bill
A crucial 60-day countdown can unexpectedly trigger taxes—discover how to avoid costly surprises and stay on top of your retirement rollover.
The Retirement “Spending Smile” Most Plans Ignore—Here’s How to Budget for It
Forget standard budgets—discover how to include your retirement “spending smile” and ensure your joyful spending fits seamlessly into your financial plan.
Legacy Planning: Ensuring Your Retirement Benefits Your Heirs
Absolutely—discover how strategic legacy planning can secure your retirement benefits for your heirs and ensure lasting financial security.
Sequencing Your Withdrawals: Which Accounts to Tap First in Retirement
Sequencing your withdrawals wisely can optimize your retirement income—discover which accounts to tap first and why it matters for your financial future.
The SECURE Act 2.0: Key Changes to IRAs and 401(k)s
The SECURE Act 2.0 makes key updates to IRAs and 401(k)s that…
Should You Pay Off Your Mortgage Before Retirement?
What are the pros and cons of paying off your mortgage before retirement, and which option aligns best with your financial goals?
